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Every business is impacted by environmental exposures. Environmental exposure is not limited to one or more industry segments. It impacts everyone. The only constant is change. As more of a burden is placed upon the insured by federal, state, and local environmental standards, it is necessary to have the proper support to identify the financial risk associated with environmental exposures and select the solutions.

As an independent agent, Garrett-Stotz has the products and services available to protect our clients.

What is a pollutant?

Any material, substance, or product introduced into the
environment for other than its intended purposes.

We offer the following environmental insurance coverage:

  • Environmental Impairment Liability (EIL) – also known as Site Specific
  • Contractors Pollution Liability (CPL)
  • Professional Liability (E&O)
  • Other coverage available in conjunction with CPL, EIL, or E&O:
    • General Liability
    • Commercial Auto
    • Inland Marine
    • Workers' Compensation
  • Umbrella/Excess Coverage including Pollution
  • Property Transfer Coverage
  • Transportation Pollution Liability
  • Underground and Above Ground Storage Tanks (UST or AST)
  • Clean up Cost Cap Coverage
  • Closure and Post Closure Care Insurance
  • Lender Liability Coverage