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Founded in 1931 in Louisville, KY, Garrett-Stotz Company is an independent, full-service insurance agency that specialized in insurance and surety bonds for the construction industry.

Brief History

Over 80 years ago, Fred M. Garrett, Sr. formed an insurance business in Louisville, Kentucky that specialized in serving the bonding and insurance needs of his contractors. In time he was joined by his son, Fred M. Garrett, Jr. and the business continued to grow. In 1966, the company was incorporated as Garrett-Stotz Company. Today Garrett-Stotz Company offers a wide array of insurance products.

Company Timeline


Fred Garrett Sr. establishes the Garrett Insurance Agency, specializing in bonds and insurance for the construction industry


Fred Garrett Jr. joins the agency.


The agency is incorporated under Garrett-Stotz Company after Fred’s son-in-law William Stotz joins the agency in the late 50s.


Fred’s close friend, William Kantlehner Jr., joins the agency.


Fred and William’s sons – Steve Garrett & Bill Kantlehner join the agency with a continued focus on surety and construction insurance.


Tom Mitchell joins the agency after working for Aetna as a bond underwriter.


Jeff Brown joins the agency with 30+ years in the Surety industry. A second office location is opened in Indianapolis, IN managed by Robert Stimpson.


Neal Bonding Agency is acquired and Garrett-Stotz Company now has over 300 construction clients in the region.


Garrett-Stotz Company merges with Mucci Insurance Group, an all-lines agency that broadened the Garrett-Stotz book into personal lines and benefits. The agency now has 26 employees and $30 million in annual premium.


Maddox Insurance Services is acquired. Partner Robert Stimpson passes away.


The home office is moved to Alliant Avenue


Fisher Insurance Services is acquired, bringing extensive knowledge of the Oil & Gas sector.


Garrett-Stotz Company currently has 49 employees and annual premium has surpassed $50 million.